What am I reimbursed with an Allrisk cancellation insurance?
The insurance is taken out over all costs that you have to pay in advance. Here you pay premium and these costs are refunded (with a valid reason for cancellation). Costs that have to be paid on the spot are not included in the insurance, you do not pay a premium here either. At booking you can see exactly which costs must be paid in advance and if any costs have to be paid on the spot.